I notice that right-wing critics of the nanny state never call for the legalisation of drugs on the grounds that adults should be free to choose to be addicts or not.
Er... I do. Indeed, I was at Exeter University last week, giving a speech advocating that very thing.
When it comes to choice, we demand to be left alone; but when our choice leads to cancer or liver failure we demand that the state — in the form of the NHS — takes care of us.
Er... I don't. I have private health insurance. It costs me about £51 per month for the very best cover that they could offer me. And, interestingly, Cosmo, the fact that I smoke does not affect my premiums.
Some years ago, I was researching what my National Insurance premiums cost versus what those same services would cost privately. Inevitably—and even at the lower wage that I was then earning—taking out private insurance for medical care and unemployment, and paying into a private pension cost far less than the NICs*.
However, when talking to the insurance rep—to whom I had given the background of my research—I got a quote (which was based, mainly, on my age) and asked whether the fact that I was a heavy smoker (a fact that I had to volunteer) made a difference to the premium.
The answer was that, no, it didn't: basically, because I was likely to die earlier—even if I needed treatment for a smoking related disease—such treatment was likely to be considerably cheaper than having to spend years in a nursing home. Oh, and the insurance companies also recognised that there was an inverse correlation between smoking and Alzheimer's (one of the most expensive diseases as far as insurance companies are concerned).
Just thought I'd share that with you...
But the idea that we are living in a Britain where personal freedoms are curtailed as never before seems bizarre. I never hear young people complain about the nanny state. Why? Because they’re all out of their heads on booze or stoned on weed and having a wonderful time.
Uh huh. Which is why such a high proportion of the Libertarian Party is made up of people under 30.
And being consistently sober is tedious and stressful. Which is why, when you ban various drugs, it doesn't stop people taking those drugs, or looking for legal alternatives—such as the hilariously named "meow meow".
So, tell you what, Cosmo: you fuckers let me opt out of the state healthcare system entirely—let me keep my NICs and stick with my private insurance—and I'll not be a burden on your precious NHS.
Except, of course, that isn't going to happen, is it? Because, for all your whining, National Insurance is a fucking Ponzi Scheme and it is actually my subs that are going to pay for your treatment.
So shut the fuck up.
* There are caveats that I'm sure A&E Charge Nurse will, no doubt, point out. However, my medical insurance premium could double and I would still be paying less for those three services privately than I am under NICs.